INSURANCE QUESTIONS
Know Your Rights
Dealing with the stress of a collision is hard enough without trying to figure out how your accident insurance works. Here are some answers to frequently-asked questions about insurance policies.
Will the insurance company guarantee your work?
We guarantee our own work, but the insurance company does not have the legal right to guarantee a third party's work.
Who pays for repairs?
It depends on the circumstances. If you were at fault, but have comprehensive or collision insurance, the insurance company would pay the costs minus your deductible. If the other party was at fault, their insurance company should pay.
Do I have to accept the insurance company's appraisal of damage?
No. Check the "Appraisal Clause" in your policy if you have differences with their appraisal. It allows you and the insurance company to gather an opinion from an appraiser you both agree upon, or a third-party "Umpire" if you cannot agree.
Do I have the right to a rental car?
If you have purchased rental car coverage and were not responsible for the accident, you may seek reimbursement from the insurance company or, if another driver was responsible for the accident, their insurance company.
If you do not have rental car coverage and were responsible for the accident, you have no grounds to ask for reimbursement. If the other driver was liable, you can generally seek reimbursement from their insurance company.
Want more information on your rights? To make an appointment, call us at 856-829-8513 or make an appointment online!
Reviews
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I have known Scott Santos for approximately 30 years. First as an excellent technician and now as the owner of Advantage Auto. This vehicle care facility provides outstanding diagnosis, honesty, fair price, maintenance, repair and on time service. Advantage Auto is 100% customer oriented. Always service with a smile by excellent technicians and management. I remain totally satisfied with the results. Jim Jones, 06/12/2020 |
The people are very nice they do good work and I would recommend them to anyone who needs work on their vehicles. Jim Slater, 06/01/2020 |
I was pleased that Scott was able to mount and balance tires he did not provide. Advantage auto should add their name to tire rack installers. I like to pick the tires that best fit the car I am driving. Scott's team mounted and balanced perfectly. Also as a full service shop pointed out that I urgently needed a new battery cell died the day before and that rear brakes need attention. The biggest surprise is their beautiful location, a great place to walk your dog while waiting for your car to be fixed. Dog friendly shop! Highly recommend! Gregory Gowen, 05/04/2020 |
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